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Underwriting and Healthcare Pricing Application
Line of Business: Health & Welfare
Purpose: An underwriting workbook designed to model the future predictive cost of a client's healthcare plan and contribution pricing. It serves as a tool for self-funded clients. This resource can also be used as a negotiating tool for fully insured clients, for whom EBS is negotiating an insured health plan renewal.
The tool uses historical data, such as paid claim data and enrollment figures adjusted by an annual inflation/trend factor.Results: The tool produces an accurate projected budget.
The tool also provides clients with "What if" scenarios specific to employee contributions and shifts in enrollment.© 2004 Employee Benefit Solutions, Inc.